Whop vs Gumroad
Gumroad: 10% + $0.50 per direct sale; 30% on Discover marketplace sales; merchant of record since 2025. Whop: no monthly fee, 2.7% + $0.30 per sale. With no monthly fee and a higher per-sale cut, Gumroad is more expensive than Whop at every volume. Beyond price, the choice is about product: Gumroad is the simplest way to sell a file, charging 10% + $0.50 and acting as merchant of record for tax. Whop charges 2.7% + $0.30, offers a 2% managed tax service, and adds communities, courses and subscriptions.
Cost side by side
| Whop | Gumroad | |
|---|---|---|
| Monthly fee | None | None |
| Per sale | 2.7% + $0.30 | 10% + $0.50 per direct sale |
| Setup / listing | Free | Free trial, then plan |
| Tax handling | Optional 2% managed service | Merchant of record |
| Payouts | 200+ countries, $10 min | Via Stripe/PayPal or platform payouts |
Monthly fees at $50 per sale
| Monthly revenue | Whop fees | Gumroad fees | Cheaper |
|---|---|---|---|
| $500 | $16 | $55 | Whop by $38 |
| $1,000 | $33 | $110 | Whop by $77 |
| $2,500 | $82 | $275 | Whop by $192 |
| $5,000 | $165 | $550 | Whop by $385 |
| $10,000 | $330 | $1,100 | Whop by $770 |
| $25,000 | $825 | $2,750 | Whop by $1,925 |
Gumroad row uses 10% + $0.50 per direct sale; Patreon's unpublished processing fee is excluded, so its true cost is higher.
When to stay on Gumroad
Stay on Gumroad if you want zero tax admin (Gumroad is merchant of record) and sell a handful of one-off downloads.
When to move to Whop
Move if the 10% cut matters, you sell subscriptions or communities, or you want affiliates and payment plans.
What you give up
Merchant-of-record status — on Whop you are the seller, with an optional 2% collect-and-remit service. Also Gumroad's extremely simple product page.
What moving involves
- Recreate products and tiers on Whop; keep prices identical to avoid re-consent friction.
- Announce a switch date and offer existing members a bridging discount or extended access — subscriptions cannot be transferred between processors, so every member re-subscribes.
- Run both for one billing cycle, then close new sign-ups on Gumroad.
- Export your member list before you cancel the old plan.
For established businesses with meaningful monthly volume, the migration guide on our sister site goes deeper: migrating from Gumroad to Whop.
Compare the dashboards yourself
A Whop account is free and takes minutes. Build the same product you have on Gumroad and look at the fee on a test order.
Start selling on WhopFree · no monthly fee · 2.7% + $0.30 per salePartner link · free to start · no monthly fee
Frequently asked questions
Is Whop cheaper than Gumroad?
For most creators, yes: Whop has no monthly fee and charges 2.7% + $0.30 per sale, against 10% + $0.50 per direct sale on Gumroad. With no monthly fee and a higher per-sale cut, Gumroad is more expensive than Whop at every volume.
Can I move my members from Gumroad to Whop?
Not automatically. Subscriptions are tied to the processor, so members re-subscribe on Whop. Export your list, announce a date, and bridge with a discount.
Does Whop have Gumroad's features?
Whop covers checkout, subscriptions, communities, courses, files and affiliates. It does not replicate everything: Merchant-of-record status — on Whop you are the seller, with an optional 2% collect-and-remit service. Also Gumroad's extremely simple product page.
Written by Karel Moreau, editor of Digital Seller Guide. Fees and policies re-checked against the providers' published pricing pages on 20 September 2026. Spotted a change? karel.moreau@digitalsellerguide.com.